Being involved in a hit-and-run accident in Los Angeles can be a confusing and stressful experience. One moment you’re driving through familiar streets, and the next you’re left with damage to your car, injuries, and no idea who is responsible. If you find yourself in this situation, knowing what to expect when filing a hit-and-run claim can make the process a little less overwhelming.
1. Report the Incident Immediately
The first thing you should do after a hit-and-run is call the police. A police report is essential, not only for insurance purposes but also for any legal action that might follow. Be sure to gather as much information as possible at the scene — photos of the damage, witness statements, and any details about the fleeing vehicle. Even a partial license plate can help.
2. Notify Your Insurance Company
Once you’ve spoken to the police, contact your insurance company. In California, uninsured motorist coverage often helps cover damages caused by hit-and-run drivers. Not all drivers carry this coverage, so check your policy details. Be honest and thorough when giving your account to your insurer to prevent delays or disputes later.
3. Expect an Investigation
Your insurance company will likely open an investigation into your claim. They may ask for a copy of the police report, photos of the damage, repair estimates, and medical records if you were injured. Cooperate fully and provide any requested documents quickly. This helps the process move along and increases your chance of getting fair compensation.
4. Be Prepared for Delays
Unfortunately, hit-and-run claims can take longer than other accident claims. This is because insurers want to be sure the accident was genuinely a hit-and-run and not staged. They may also wait to see if the police locate the at-fault driver. Stay patient but check in regularly with your adjuster so you’re always aware of where things stand.
5. Consider Legal Help
If your injuries are serious, your claim is denied, or the at-fault driver is found and faces criminal charges, you may want to talk to an attorney. A local lawyer who understands California’s hit-and-run laws can protect your rights and help you get the compensation you deserve. They can also handle negotiations with insurance companies, gather additional evidence, and represent you in court if needed. For more guidance and legal resources, you can visit socalcriminallaw.com.
6. Take Care of Yourself
Finally, don’t forget to look after yourself. A hit-and-run can be physically painful and emotionally draining. Make sure to get medical attention for any injuries — even minor ones — and follow your doctor’s recommendations. Keep records of your medical bills and treatments, as these will be important for your claim.
Final Thoughts
No one expects to be a victim of a hit-and-run, but knowing what steps to take can help you stay in control. By reporting the incident, cooperating with your insurance company, and seeking professional help when needed, you’ll be better equipped to navigate this stressful situation. With the right support, you can focus on healing and getting back on the road safely.